TRANSFIRST

TRANSFIRST is among the nation’s premier providers of transaction processing services and payment processing technologies. TRANSFIRST offers a comprehensive suite of products and services and customized processing programs uniquely tailored for the special business needs of financial institutions, independent sales organizations and agents, and referral and reseller partners. Through its in-depth industry knowledge, partnership strategy and innovative processing solutions, TRANSFIRST provides a specialized approach to providing merchant accounts and transaction processing services for many industries such as retail, specialty retail, healthcare, e-Commerce, catalog, public sectors, municipalities, utilities, online bill payments, and many more.



Total System Services, Inc.

TSYS is one of the world's largest companies for outsourced payment services, offering a broad range of issuer- and acquirer-processing technologies that support consumer-finance, credit, debit and prepaid services for financial institutions and retail companies in North America, Europe and the Asia-Pacific regions. Based in Columbus, Ga., TSYS (NYSE:TSS) is closely held by Synovus Financial Corp. (NYSE:SNV) one of FORTUNE magazine's "Most Admired Companies" and a member of its "100 Best Companies to Work For" for 10 consecutive years.

iPayment

iPayment is one of the fastest growing providers of credit and debit card-based payment processing services to small merchants. These merchants have traditionally been underserved by larger payment processors due to the difficulty in identifying, servicing and managing the risks associated with these merchants.

Our payment processing services enable merchants to process both traditional card-present, or "swipe," transactions, as well as card-not-present transactions which includes Internet, mail, fax or phone initiated transactions. iPayment services include evaluation and acceptance of card numbers, detection of fraudulent transactions, receipt and settlement of funds and service and support.



Verifone

VeriFone is the global leader in secure electronic payment technologies. Their size, scale and expertise provide unrivalled breadth and flexibility to their customers and partners. With more installed systems than any other company they have access to a storehouse of hands-on knowledge and experience that can be shared with the marketplace. With distribution to more than 100 countries they are available and ready to assist wherever business is conducted.

While global in scale, VeriFone serves customers through an efficient network of smaller distributed locations around the world rather than a traditional operation with a central headquarters. This structure includes recognized Centers of Excellence—local offices and teams that take the lead on developing products based on emerging technologies. Any time of day, somewhere in the world, VeriFone employees are working to create innovative payment solutions, and to customize and fine-tune them to market requirements.

Hypercom

Hypercom Corporation is one of the largest global providers of complete electronic payment solutions and value-added services at the point-of-transaction.

The company delivers a full suite of high security, end-to-end electronic payment products and services to customers that include large domestic and international financial institutions, electronic payment processors, large retailers, independent sales organizations (ISOs) and distributors. Hypercom’s full suite of products and services address the high security electronic transaction needs of banks and other financial institutions, processors, large scale retailers, smaller merchants, quick service restaurants, and users in the transportation, healthcare, prepaid, unattended and many other markets. The company’s solutions enable businesses in more than 100 countries to securely expand their revenues and profits.

Hypercom is widely recognized as a global payment technology innovator. It is the only company in its industry to provide complete, end-to-end high security payment solutions, from countertop and mobile credit/debit payment terminals to the network devices and services that quickly expedite the fast and secure transmission of vital financial and business data.

Way Systems

WAY Systems was founded in 2002 with a global vision of providing the most cost effective, secure, wireless point-of-sale (POS) solution and support services to mobile merchants everywhere. In just a few short years, WAY is rapidly becoming an industry leader in the wireless POS marketplace. In 2005 WAY initiated sales in the U.S., with acceptance in the marketplace growing from a few hundred terminals in the early months to over 10,000 deployed by year end.

The journey to success began with the introduction of the Mobile Transaction Terminal (MTT), and the implementation of a highly secure wireless transaction gateway providing connectivity to all the major U.S. processors. Our unique “out-of-the-box” provisioning and end-to-end support to resellers and their merchants distinguish WAY, and position us as the standard for others to follow. As a result, a steadily growing number of mobile merchants everywhere are using WAY Systems’ wireless solutions to accept and securely process payment transactions virtually anywhere, any time.



Ingenico

Prior to its acquisition by Ingenico S.A. of Paris, France, the U.S. operations did business as Checkmate and then IVI Checkmate. Today, more daily transactions in the USA originate on Ingenico terminals than any other brand. Ingenico provides retail merchants with reliable, secure electronic transaction terminals designed to speed customer check-out while reducing the merchant's overall cost of business. Ingenico has solutions for the small independent merchant right through to the large, multi-national, multi-lane merchant requiring customized software and hardware installations.

Ingenico products and services are used by banking, retail, petroleum, transportation, healthcare industries and governments to ensure the secure acceptance and flow of electronic commerce. The Company's 1200 employees as well as a network of subsidiaries, partners and distributors make it simple, fast and safe to purchase goods and services anywhere in the world.



Vivotech

ViVOtech's breakthrough technology is driving next generation electronic payments worldwide. With the company's technology, customers can make contactless payments with radio frequency (RF) enabled credit cards, access cards and infrared cell phones at existing point-of-sale (POS) systems.

Up until now, contactless payments faced an insurmountable obstacle to growth - billions in cost to replace or upgrade the installed base of 30 million merchant POS terminals. ViVOtech solutions upgrade existing magnetic stripe POS terminals in minutes so they can accept contactless payments -- payments that are faster than cash, safer than checks.

Customers simply wave their contactless cards or point their cell phones or PDAs to make a payment transaction. Using ViVOtech's enabling plug and play technology, financial institutions, wireless operators and retailers, can increase revenues significantly.
ViVOtech is headquartered in Santa Clara, Calif., with offices in Europe and Asia. The company is also partnering with MasterCard, and other card companies in contactless payment trials.

IC Verify

ICVERIFY, Inc. is a leading provider of payment software for merchants of all types. Their products allow merchants to accept and process payments using credit cards, debit cards, checks, purchasing cards, stored value/gift cards and private label cards, while leveraging their existing investment in personal computer (PC) or electronic cash register (ECR)
equipment.

Monetra (Mainstream Softworks)

Main Street Softworks, Inc. designs, develops, and deploys financial software applications that provide high performance payment processing infrastructures for the Retail, Restaurant, Hotel/Lodging, Automated Fueling, Grocery, Mail/Phone order, and eCommerce Industries. Monetra™ Payment Processing Engine is the only native, certified, and actively maintained credit card processing engine for Linux and FreeBSD; while also maintaining enterprise-level offerings for Sun Solaris, IBM AIX, SCO Unix, Mac OS X and Microsoft Windows®.

Fluent Edge Technology

Founded in 2000, FluentEdge provides products, contract programming, web hosting, and consulting for businesses in the direct marketing industry. Programmers are available that specialize in the HP3000, WEB development, and open systems. Our website offers free downloads, information on our products and services, and other information and links useful to those in the direct marketing industry.




USA E-Pay

USA ePay is a full-service ECI and Retail certified payment gateway which supports the First Data Nashville, TSYS, Vital, Paymentech and Global platforms. USA E-Pay is a PCI compliant gateway and is certified with both the Visa USA CISP and MasterCard SDP programs. The gateway supports the Verified by Visa and MasterCard SecureCode programs and also carries the basic features of Address verification System, CVV2 and CVC, Recurring Billing and a free developer’s library on their website.



Authorize Net

Authorize.Net, a service of Lightbridge, Inc., manages the submission of payment transactions to the processing networks on behalf of its merchant customers. Since 1996, Authorize.Net has been a leading provider of Internet Protocol (IP) based payment gateway services, enabling merchants to authorize, settle and manage credit card and electronic check transactions from a Web site, retail store, mail order/telephone order (MOTO) call center or mobile device.

Authorize.Net's merchants encompass a wide variety of business industries: information, communication, government, sports, religion, education, gourmet foods and many others. They sell their products on the Internet, in retail stores, by mail order/telephone order and via mobile POS devices. Regardless of their business model, our merchants benefit by providing their customers with convenient, secure and reliable payment options.

Skip Jack

Skipjack Financial Services was formed in 1997 to meet the needs of both the financial community and their merchants for a secure, affordable, feature-rich payment gateway. Skipjack grew rapidly based on its reputation for service excellence and its ability to meet the needs of merchants of any size with payment solutions designed to meet their specific needs.

Skipjack now offers numerous products and services which support both merchants and financial institutions' processing needs. Skipjack solutions can be tailored to meet the unique requirements businesses have in supporting their operations. From reconciliation and accounting to marketing and sales analysis, Skipjack delivers it all with the most secure, cost effective and efficient technology available.




Slim CD

The SLIM CD product was developed in 2001 using vast experience and expertise in the credit card processing arena. SLIM CD has used its experience to bring the traditional European approach of cost-effective customer service to merchant processing. SLIM CD has successfully developed a single-sourced and all-inclusive solution for financial institutions to offer their merchants.

The SLIM CD product transforms the Personal Computer into a superset POS device. Optional low-cost hardware attachments allow the merchant to process card-swiped and/or pin-based debit transactions. Electronic signature capture is also available.

The SLIM CD technology uses the internet as a secured transport for merchant card transactions, thereby providing a true web-based service with the real business advantage of speedier transaction processing. SLIM CD delivers this functionality using the most secure, cost effective and efficient technology available today.




Shift 4 (Dollars On The Net)

Shift4 provides powerful, web-based applications that allow merchants to turn their customers' credit, debit, check and gift card transactions into dollars in the bank - quickly, accurately and securely.

Built on first hand industry knowledge, a proven solution history and the latest technology, Shift4's $$$ ON THE NET solution provides merchants in virtually every industry with real-time electronic payment authorization, auditing, reporting and settlement functionality. It provides the access, control and flexibility required to enable high speed and low cost transactions.

CrossCheck

Founded in Sonoma County in 1983, CrossCheck, Inc. is the third largest check approval and guarantee company in the nation. CrossCheck provides payment solutions to thousands of merchant outlets and auto dealerships across the country.

CrossCheck’s payment services benefit both merchants and consumers. Guarantee services enable merchants to increase sales by safely accepting checks from more than 180,000,000 individuals who have checking accounts. Merchants are protected against losses on checks approved by our authorization center because CrossCheck agrees to reimburse, at face value, checks which have been approved, up to the maximum approval limit. Consumers benefit through easier and faster check acceptance.




Tendercard

TenderCard™ provides closed loop and open loop, stored value/gift and loyalty card solutions to merchants and resellers. The company’s services are delivered via its proprietary, web-based IMATTS™ software platform

ValuTec

Valutec Card Solutions is the leading provider of turnkey gift and loyalty card solutions to small and mid-market general and specialty retail, restaurant, spa/beauty salon and hospitality merchants. Headquartered in Franklin, TN, the privately held company currently services over 13,000 merchants in over 30,000 locations.

Security Metrics

SecurityMetrics is committed to help merchants comply with credit card association data security requirements. SecurityMetrics is approved by MasterCard as a National Voluntary Laboratory authorized to perform Point of Sale Terminal Security (PTS) Program evaluations. The PTS program requires security evaluations for all wireless and Internet Protocol (IP) enabled Point of Sale (POS) terminals. PTS approved POS terminals provide assurance to merchants that their transactions are secure.




Electronic Transaction Association

The Electronic Transactions Association is an international trade association representing companies who offer electronic transaction processing products and services. The purpose of ETA is to influence, monitor and help shape the merchant acquiring industry by providing leadership through education, advocacy and the exchange of information.

ETA's membership spans the breadth of the payments industry, from financial institutions to transaction processors to independent sales organizations (ISOs) to equipment suppliers. More than 500 companies worldwide are members of ETA.